CIO Dashboard/Budget Adherence

Budget Adherence View

Track whether application, initiative, or business unit technology spend is aligned to plan and whether reforecasting is needed

Last updated: 13 May 2026, 07:45 IST

Full Delivery Chain

118CGB Plan

74In Delivery

38Deployment

Budget Formula

Balance Available = Planned Budget − Amount Paid Till Now − POs / Invoices in Pipeline

Core Budget Fields

Budgeted as Part of Yearly Plan

₹18.4 Cr

Approved yearly budget for initiatives

0% unchanged

3.3% over YTD plan

Amount Paid Till Now

₹10.97 Cr

59.6% of yearly plan

3.3% above YTD plan

POs / Invoices in Pipeline

₹2.14 Cr

Committed through POs & pending invoices

8% vs last month

Below safe runway threshold

Balance Available

₹5.29 Cr

Planned − Paid − Pipeline

12% vs last month

Additional Budget Fields

Monthly Run-Rate

₹1.83 Cr

Approximate monthly spend

2.1% vs prior month

Amount Saved

₹38.6 L

Savings achieved vs plan

22% vs last month

Exceeds 6% threshold

Non-Budgeted Initiatives

₹1.12 Cr

Spend outside original budget

14% vs last quarter

Transferred from Other Budget

₹0.48 Cr

Budget transferred from other cost centres

0% no change

Reforecast required this quarter

Reforecast Expected

Yes

Forecast spend exceeds budget threshold

Calculated KPIs

Budget Consumption %

59.6%

Paid ÷ Planned budget

3.3% above YTD target

High commitment ratio

Committed Spend %

71.2%

(Paid + Pipeline) ÷ Planned budget

5.8% above target

₹0.7 Cr over annual budget

Forecasted Year-End Spend

₹19.1 Cr

Actual paid + projected run-rate

3.8% above annual budget

Runway in Months

2.9 mo

Balance ÷ monthly run-rate

18% vs last quarter

Savings %

2.1%

Amount saved ÷ Planned budget

22% vs last month

Above 5% policy limit

Non-Budgeted Spend %

6.1%

Non-budgeted spend ÷ Total spend

14% vs last quarter

Balance Available

₹5.29 Cr

Planned − Paid − Pipeline

12% vs last month

Trigger: forecast > budget by 3%+

Reforecast Required

Yes

Forecast spend exceeds budget threshold

Budget vs Actual vs Forecast Trend

Monthly planned spend vs actual burn vs forecast — 7-month rolling view

Cumulative Spend vs Budget

Running total of actual spend vs cumulative budget allocation — FY 2025–26

Budget Consumption % by Application

Consumption % and committed spend % per application — with 100% overrun reference line

1 Overrun3 At Risk

Budget Split

Paid vs pipeline vs balance available — total portfolio

Monthly Run-Rate Trend

Actual monthly spend vs target run-rate — 7-month rolling view

Above target 5 of 7 months

Savings vs Non-Budgeted Spend Trend

Cumulative savings achieved vs non-budgeted spend growth — 7-month rolling view

Detailed Budget Register by Application

All key budget fields per application — budgeted, paid, pipeline, balance, run-rate, savings, non-budgeted, transferred, reforecast status

Application	BU	Budgeted (Yearly)	Paid Till Now	POs / Pipeline	Balance Available	Run-Rate/mo	Saved	Non-Budgeted	Transferred	Reforecast	RAG
Claims Portal Scope creep on AI claims module; reforecast triggered	Motor & Health	₹3.84 Cr	₹2.41 Cr	₹0.38 Cr	₹1.05 Cr	₹34.4L	₹8.2L	₹22L	₹0	Yes	Overrun
Payments Gateway UPI 2.0 integration added mid-sprint; ₹6L carry expected	Finance & Ops	₹3.15 Cr	₹1.91 Cr	₹0.31 Cr	₹0.93 Cr	₹27.3L	₹7.1L	₹14L	₹8L	Yes	At Risk
Policy Management On track; AI test automation saving ~12 hrs/sprint	Underwriting	₹2.90 Cr	₹1.67 Cr	₹0.28 Cr	₹0.95 Cr	₹23.9L	₹6.4L	₹6L	₹0	No	On Track
Customer 360 Minor variance within tolerance; CUG rollout on schedule	CX & Digital	₹2.26 Cr	₹1.35 Cr	₹0.22 Cr	₹0.69 Cr	₹19.3L	₹5.2L	₹8L	₹5L	No	On Track
Underwriting Engine Motor-Commercial model retraining added ₹4L unplanned effort	Underwriting	₹2.68 Cr	₹1.62 Cr	₹0.29 Cr	₹0.77 Cr	₹23.1L	₹5.9L	₹18L	₹0	Yes	At Risk
Agent Portal Slightly under plan; velocity higher than forecast	Distribution	₹1.82 Cr	₹1.04 Cr	₹0.18 Cr	₹0.60 Cr	₹14.9L	₹3.8L	₹4L	₹0	No	On Track
Reinsurance Hub Cedant reporting rework driving extra effort; escalated to PMO	Finance & Ops	₹1.58 Cr	₹0.97 Cr	₹0.21 Cr	₹0.40 Cr	₹13.9L	₹2.0L	₹10L	₹0	Yes	At Risk
Total		₹18.23 Cr	₹10.97 Cr	₹1.87 Cr	₹5.39 Cr	₹156.8L	₹38.6L	₹82L	₹13L	3 on-track · 3 at-risk · 1 overrun · 4 reforecast

Calculated KPI Definitions

Formulas used to derive each budget adherence metric

Budget Consumption %

Paid amount ÷ Planned budget × 100

Committed Spend %

(Paid + Pipeline) ÷ Planned budget × 100

Balance Available

Planned budget − Paid − POs / Invoices in Pipeline

Forecasted Year-End Spend

Actual paid + (Remaining months × Monthly run-rate)

Runway in Months

Balance available ÷ Monthly run-rate

Savings %

Amount saved ÷ Planned budget × 100

Non-Budgeted Spend %

Non-budgeted spend ÷ Total spend × 100

Reforecast Required

Yes if forecasted year-end spend exceeds budget threshold